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September 08, 2026

Will A Home Security System Lower Insurance Rates In San Bernadino?

You bet! The majority of insurers give discounts for home security systems in San Bernadino, typically ranging from 5-20% depending on a few different factors. The amount of your discount can vary widely according to your location, the type of system you install, and the carrier. Discover how to maximize your savings while supplying your family with exceptional protection

Why Do Insurers Offer Home Security Discounts?

Alarm systems reduce the risk of burglary, which means the chance of your insurer paying a covered claim are minimized. If you have monitored CO detectors, fire alarms, and flood sensors connected to your home’s security, the potential for damage caused by flooding and fires goes down as well. You help the insurer by minimizing their exposure to claims. As a result, they’re willing to give you a premium discount.

What San Bernadino Home Security Systems Earn You The Largest Discount?

It’s only natural that you want to save as much as possible. Here’s how:

  • Get a monitored system. Professional monitoring is the best choice for your family, and it’s generally required by insurance providers to earn a discount. Gain the peace of mind you deserve and save some money while you’re at it.

  • Integrate monitored environmental devices. You’ll likely enjoy additional savings by minimizing the risk of damage as a result of fires, flooding, and CO leaks. Having your fire alarms, CO detectors, and flood sensors monitored also gives your family an invaluable backup during emergency situations.

  • Install a well-rounded system. Choosing a layered defense with contact sensors, surveillance cameras, smart locks, motion sensors, and more, will be looked upon favorably by the carrier and lead to a bigger discount.

Installing a video camera on its own won’t automatically qualify you for a discount. Know that your system needs to be professionally monitored. 

How To Get Your Home Security Insurance Discount In San Bernadino

The first step to reducing your premiums is to contact the insurer after you install your home alarm system. They will likely want to view documents such as a monitoring agreement or professional monitoring certificate. Leading home security companies like ADT frequently work with insurers and can assist with the necessary documentation.

ADT Systems Check All The Boxes For Insurance Discounts

Pick the best defense for your household and benefit from an insurance discount with an ADT security system in San Bernadino. Featuring the most extensive monitoring network in the U.S., ADT offers the best in 24/7 professional monitoring. You’ll also benefit from multi-layered systems with surveillance cameras, smart locks, safety alarms, and more.

How Much Will You Save? Design Your New ADT System In San Bernadino Today

The true advantage of ADT security systems is the superior protection they offer your San Bernadino family. Saving money on your home insurance premiums is an added bonus. Design your new system today by getting in touch with the ADT authorized dealers at Secure24 Alarm Systems. Dial (909) 247-3368 or submit our form on this page.

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